Make sure the Illinois Community Reinvestment Act means real financial inclusion.


The Illinois Community Reinvestment Act (IL CRA), passed in early 2021, gives us an opportunity to increase access to credit and capital in Illinois communities. The IL CRA will help ensure that state-regulated financial institutions better meet the needs of consumers and small businesses in low- and moderate-income neighborhoods, especially areas that lack access to banking and lending services. Now, the Illinois Department of Financial and Professional Regulation (IDFPR) is creating rules to implement the legislation, and they are accepting comments.

Please have your organization sign on to our recommendations for shaping this new legislation into an effective tool to increase financial inclusion for communities of color and rural communities.

We’ll be accepting organization signatures until 12:00 p.m. CT on Monday, December 27, 2021.

Click here to read the letter.

Feel free to reach out with comments or questions to Jane Doyle at or Sheila Sutton at

Individuals are encouraged to use our letter as a template and submit your comments to Craig Cellini by December 29, 2021 by email (, fax (217-557-4451), or mail (Illinois Dept. of Financial and Professional Regulation, Attn: Craig Cellini, 320 W. Washington, 3rd Fl., Springfield, IL, 62786).