COVID-19 Resources Related to Housing & Homelessness

Housing Action will make ongoing updates with new resources as they become available. If you need housing or homelessness assistance for yourself or someone you know, please refer to our Get Help with Housing resources.

Housing Action will make ongoing updates with new resources as they become available. For the most timely updates, sign up for our email updates.

 

The Illinois State Eviction Moratorium is in Place through October 3

On July 14, Governor Pritzker announced that eviction filings against those covered by the Illinois state moratorium can begin again on August 1.

Based on Governor Pritzker’s most recent executive order, Executive Order 2021-23 (issued on September 17, 2021), the moratorium on law enforcement carrying out eviction orders against covered persons is in place through October 3, after which it will be rescinded.

Visit IllinoisRentalAssistance.org to connect to a service provider who can help people apply for rent assistance and EvictionHelpIllinois.org for free legal assistance.

Some Illinois counties have emergency programs that are currently open. Additional rounds of emergency rent will be available from the State of Illinois and local governments starting later this year. Court-based rent assistance is also available for people with eviction cases in court. Get or more information and check the status of programs here »

The State of Illinois Eviction Moratorium Remains in Place Despite the Supreme Court Decision Lifting the CDC National Eviction Moratorium

On August 26, the Supreme Court ruled to end the temporary stay on a lower court ruling seeking to overturn the federal eviction moratorium issued by the Centers for Disease Control and Prevention (CDC). The Supreme Court’s ruling invalidates the federal eviction moratorium.

Read the National Low Income Housing Coalition’s statement on the Supreme Court decision here »

Important Federal Updates

  • American Rescue Plan Includes $50 Billion for Housing and Homelessness: On March 11, President Biden signed the American Rescue Plan Act. The COVID-19 relief package includes almost $50 billion in essential housing and homelessness assistance, including more than $27 billion for rental assistance, $10 billion for homeowner assistance, $5 billion for homelessness assistance, $4.5 billion for utility assistance, $100 million for housing counseling and $20 million for fair housing activities. Of this, more than $1.5 billion in direct funding is coming to Illinois, including more than $660 million in emergency rent assistance, almost $400 million in emergency mortgage assistance and more than $200 million in assistance for people experiencing homelessness. Illinois is also receiving more than 2,100 emergency housing vouchers. Thanks to all members of Congress who supported passage of this package.
  • Consolidated Appropriations Act of 2021: In December 2020, lawmakers passed a COVID-19 relief package that includes $25 billion for the Emergency Rental Assistance program to assist households that are unable to pay rent and utilities due to the COVID-19 pandemic. The allocation for rental assistance programs in Illinois is $834,709,843. See the “Emergency Rental & Mortgage Assistance” section below for information on local programs and application timelines.  Learn more about current, prior, and pending federally funded emergency rental assistance programs for 2021 here.
  • Biden-Harris Administration Announces Initiatives to Promote Housing Stability By Supporting Vulnerable Tenants and Preventing Foreclosures: On June 24, in addition to extending the national CDC eviction moratorium through July 31, 2021, the Biden Administration committed to a number of steps to keep people in their homes. Learn more here.

Quick Links to Urgent Resources

Protections Against Eviction in Illinois

Illinois Eviction Moratorium

Governor Pritzker has extended the eviction moratorium in Illinois through July 24.

This prevents law enforcement from carrying out eviction and foreclosures and restricts the filing of eviction cases solely for nonpayment. Eviction cases can still be filed if the tenant poses a direct threat to the health and safety of other tenants, an immediate and severe risk to property, or a violation of any applicable building code, health ordinance, or similar regulation. The Executive Order does not relieve any individual or entity from the obligation to pay rent or comply with any other obligation they might have pursuant to a lease or rental agreement.

View the Illinois Eviction Moratorium FAQ This state moratorium is stronger than the nationwide CDC eviction moratorium that will be in effect through July 31, 2021.

The May 2021 ruling from a federal judge on the national CDC eviction moratorium doesn’t change the Illinois eviction moratorium.

Governor Pritzker has announced that the state moratorium will be phased out by the end of August.

On July 14, he announced that eviction filings against those covered by the moratorium can begin again on August 1, though enforcement of eviction orders against those covered cannot be carried out until after August 31.

In addition, on July 15, the Illinois Supreme Court announced a revised order concerning residential evictions. Timed to coincide with the resumption of eviction filings effective August 1, the amended order provides for a one-month period in which judges in county courts will temporarily stay residential eviction proceedings against covered persons and will refer newly filed cases to programs providing ERA.

Visit IllinoisRentalAssistance.org to connect to a service provider who can help people apply for rent assistance and EvictionHelpIllinois.org for free legal assistance.

 

National Federal Eviction Moratorium

The CDC decided to extend the federal eviction moratorium for one final month through July 31, 2021. However, on June 11th an executive order was released, Executive Order 2021-13, that has a provision stating that protections for people who are up-to-date on rent from eviction will only be effective through June 25.

This new executive order also allows for enforcement of eviction orders entered before March 20, 2020. However, it does make clear than enforcement of eviction orders by law enforcement must be in accordance with Illinois state law, 735 ILCS 5/9-117, stating that no eviction order obtained in an action brought under this Article may be enforced more than 120 days after the order is entered, unless upon motion by the plaintiff the court grants an extension of the period of enforcement of the order.  Also, beginning on June 25, the eviction moratorium no longer protects “non-covered persons” (i.e., a person who does not provide a completed declaration to their landlord making them a “covered person”) from being evicted from their home by law enforcement.”

Chicago Eviction Ordinance

Mayor Lori E. Lightfoot signed a COVID-19 Eviction Protection Ordinance that applies to the City of Chicago.

Learn about this measure: Know Your Rights: COVID-19 Eviction Protection Ordinance

Get legal support: Illinois Legal Aid Online – Legal Assistance

Emergency Rent & Mortgage Assistance

Federally Funded Rental Assistance Programs for 2021

In December 2020, lawmakers passed a federal COVID-19 relief package that includes $25 billion for the Emergency Rental Assistance program to assist households that are unable to pay rent and utilities due to the COVID-19 pandemic. The funds are provided directly to States, U.S. Territories, local governments, and Indian tribes. In most cases, payments will be made directly to rental property owners.

The allocation for rental assistance programs in Illinois is $834,709,843. The majority of this funding (more than $500 million) will be distributed through the statewide program administered by the Illinois Housing Development Authority (IHDA).

The full allocation will be distributed via statewide and local programs from:

    State of Illinois

    IHDA and IHDS have a website to help renters understand the emergency assistance available to them »

    County and City of Chicago Programs

      • Champaign County: Program now open »
      • City of Chicago: Both the programs operated by the Department of Housing and the Department of Family & Support Services are currently closed. They will reopen later this year.  Learn more »
        • However, NHS of Chicago is currently accepting applications through their neighborhood offices. Program now open »
        • Also, some other City of Chicago delegate agencies have emergency rent assistance dollars available until their funds run out. See the list of Community Organizations the City of Chicago has funded. Programs now open »  
        • Funded through IDHS, All Chicago also has an online portal for people to apply for assistance. Program now open »
      • Cook County (suburban residents only): Closed. Will reopen later this year.  Learn more »
      • DuPage County: Program in partnership with IHDA. Another round of assistance to open in fall 2021. Learn more »
      • Kane County: Program in partnership with IHDA. Another round of assistance to open in fall 2021. Learn more »
      • Lake County: Program now open »
      • Madison County: Program now open »
      • McHenry County: Program now open »
      • Will County: Program in partnership with IHDA. Another round of assistance to open in fall 2021. Learn more »
      • Winnebago County: The program will reopen October 1 through October 15, 2021. Learn more »
      • St. Clair County: Program in partnership with IHDA. Another round of assistance to open in fall 2021. Learn more »

    In addition, the State of Illinois’ court-based emergency rent assistance program started on September 15, 2021, except for Cook County. The Cook County program will start around the end of September or early in October. The program is only open to tenants and landlords with a pending eviction case filed in court. An Illinois Supreme Court order requires the court summons to have information about how to apply for the program attached. The tenant initiates the application process.

    For the State of Illinois, Cook County and Chicago programs, chicookilrenthelp.org provides details on eligibility requirements and documents people will need in order to apply.

    We will post links to other programs as they become available.

    Please note that people can apply to both the state and local programs, but people cannot receive assistance to pay rent for the same month from two different sources.

    Additional Resources for People At Risk of Homelessness:

    If you are need additional resources to help pay your rent, especially if you are risk of homelessness, please contact a homeless service provider through the coordinated entry network for your local Continuum of Care »

      Previous & Upcoming Rental Assistance Programs

      Learn more about previous & upcoming rental assistance programs »

       

      Mortgage Assistance Programs

      City of Chicago

      The Mortgage Assistance Program, made possible by the City of Chicago, provides assistance to low-to moderate-income Chicago homeowners who have suffered an economic impact due to the COVID-19 pandemic and are having difficulty paying their mortgage.

      The maximum amount of assistance available is $3,300. Grant amounts awarded will be based on the amount needed to bring your mortgage current. Learn more and apply now »

      State of Illinois

      The Illinois Housing Development Authority (IHDA). will offer the Homeowner Assistance Fund (HAF) this fall; the program will offer up to $25,000 in assistance to approved applicants. Learn more »

      General Resources

      National & Global

      National Conference of State Legislatures: State Action on Coronavirus

      World Health Organization (WHO)

      The Centers for Disease Control and Prevention (CDC)

      Illinois

      State of Illinois Coronavirus (COVID-19) Response Website
      For general questions about COVID-19 and Illinois’ response and guidance, call 1-800-889-3931 or email dph.sick@illinois.gov.

      State of Illinois Gubernatorial Disaster Proclamation
      The state disaster proclamation was extended for 30 days as of June 26, and many Executive Orders related to COVID-19 were reissued.

      Illinois Department of Public Health

      Office of the Governor: JB Pritzker

      Local

      City of Chicago

      General Housing & Human Services

      General Housing & Human Services

      National

      CARES Act Provisions for Homelessness & Housing
      In late March, Congress passed the federal Coronavirus Aid, Relief, and Economic Security Act (CARES Act), which provides more than $12 billion in funding for HUD programs to help address homelessness and housing. This breakdown from the National Low Income Housing Coalition explains the allocation of those resources.

      United States Department of Housing and Urban Development (HUD): COVID-19 Resources

      HUD Exchange
      An online platform for providing program information, guidance, services, and tools to HUD’s community partners.

      National Low Income Housing Coalition: COVID-19 Resources
      Information on how advocates and government around the country are responding, as well as impact on people experiencing homelessness and low-income households.

      Illinois

      Help Illinois Families Initiative
      A new initiative to help Illinois families access and afford home energy assistance and other essential services during COVID-19. Building on the State’s Low-Income Home Energy Assistance Program (LIHEAP) and the Community Services Block Grant (CSBG) program, the State’s Fiscal Year 2021 (FY 21) budget authorizes an expansion of the LIHEAP and CSBG programs for eligible Illinoisans seeking emergency assistance to cover costs of utility bills, rent, temporary shelter, food, and other household necessities.  

      Illinois Housing Development Authority COVID-19 Housing Resources
      Information on homeownership and rental assistance, multifamily finance updates, and asset management.

      Illinois Department of Human Services (IDHS)

      Your Rights to Housing and Public Benefits After Leaving Illinois State Prisons
      This resource from Shriver Center explains access to benefits such as public housing, Section 8, medical benefits, SNAP (food assistance), TANF (cash assistance), and guidelines around state IDs after an individual has left an Illinois prison.

      Call4Calm Emotional Support Line
      IDHS’ Mental Health Division has launched a free-of-charge emotional support text line, Call4Calm, for Illinois residents experiencing stress and mental health issues related to COVID-19. To speak with a mental health professional, text “TALK” to 5-5-2-0-2-0, or for Spanish, “HABLAR” to the same number: 5-5-2-0-2-0.

      Legal Resources, Including Eviction & Foreclosure

      National

      HUD Notice: Coronavirus Aid, Relief, and Economic Security (CARES) Act Eviction Moratorium
      Background and guidance on HUD’s policies and procedures regarding the eviction relief provided to tenants of certain multifamily properties under the CARES Act. This Notice extends the moratorium on evictions for all HUD-insured or HUD-held mortgages while under forbearance and provides guidance on tenant protections for multifamily properties not subject to forbearance and those with HUD-assisted units.

      National Housing Law Project: Renter and Homeowner Rights During COVID-19
      Resources for attorneys, advocates, policymakers, and others supporting renters and homeowners during the COVID-19 national public health crisis.

      Federal Housing Finance Agency Resources Finder
      To help renters find out if they are protected from evictions during the COVID-19 national health emergency, Fannie Mae and Freddie Mac (the Enterprises) have created online multifamily property lookup tools.

      Federal Housing Finance Agency Suspends Foreclosures and Evictions for Enterprise-Backed Mortgages – Extended
      The FHFA has directed Fannie Mae and Freddie Mac (the Enterprises) to suspend foreclosures and evictions through July 31, 2021. The foreclosure and eviction suspension applies to homeowners with an Enterprise-backed single-family mortgage. (June 2021)

      FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties
      On March 23, the the Federal Housing Finance Agency (FHFA) is announced that Fannie Mae and Freddie Mac will offer multifamily property owners mortgage forbearance with the condition that they suspend all evictions for renters unable to pay rent due to the impact of coronavirus. In late June, FHFA announced that servicers can extend forbearance agreements for up to three months, for a total forbearance of up to six months. (March 2020)

      Multifamily Property Owners in Forbearance Now Required to Inform Tenants of Eviction Suspension and Tenant Protections
      To increase awareness of available tenant protections, the Federal Housing Finance Agency (FHFA) announced on August 6 that multifamily property owners with mortgages backed by Fannie Mae or Freddie Mac (the Enterprises) who enter into a new or modified forbearance agreement must inform tenants in writing about tenant protections during the multifamily property owner’s forbearance and repayment periods. (August 2020)

      FHFA Announces Multifamily Tenant Protections Requires tenants in Enterprise-backed multifamily properties to be given at least 30 days’ notice before they can be required to vacate
      The Federal Housing Finance Agency (FHFA) announced that tenants of multifamily properties with mortgages backed by Fannie Mae or Freddie Mac (the Enterprises) who are subject to eviction for nonpayment of rent must be given 30 days’ notice to vacate before the tenant can be required to leave the unit. This requirement applies to all Enterprise-backed multifamily properties, regardless of whether the loan is in forbearance. (July 2021)

      FHFA Extends COVID-19 REO Eviction Moratorium Through September 30, 2021
      The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) are extending the moratorium on single-family real estate owned (REO) evictions until September 30, 2021. The REO eviction moratorium applies to properties that have been acquired by an Enterprise through foreclosure or deed-in-lieu of foreclosure transactions. The current moratorium was set to expire on July 31, 2021. (August 2021)

      FHA Expands Home Retention Measures for Homeowners Financially Impacted By COVID-19
      The Federal Housing Administration (FHA) has announced additional home retention measures to help homeowners with FHA-insured single family mortgages who are financially impacted by the COVID-19 pandemic to bring their mortgage current at the end of their COVID-19 forbearance. Mortgage servicers will be able to use an expanded menu of loss mitigation tools, known as a “waterfall,” to assess homeowners’ eligibility for other options to bring their mortgages current if they do not qualify for FHA’s COVID-19 National Emergency Standalone Partial Claim. These options are available for homeowners whose mortgages were current or less than 30 days past due as of March 1, 2020. (July 2020)

      Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X
      The Bureau of Consumer Financial Protection (Bureau) is issuing this final rule to amend Regulation X to assist mortgage borrowers affected by the COVID-19 emergency. The final rule establishes temporarily procedural safeguards to help ensure that borrowers have a meaningful opportunity to be reviewed for loss mitigation before the servicer can make the first notice or filing required for foreclosure on certain mortgages. In addition, the final rule would temporarily permit mortgage servicers to offer certain loan modifications made available to borrowers experiencing a COVID-19-related hardship based on the evaluation of an incomplete application. The Bureau has also finalized certain temporary amendments to the early intervention and reasonable diligence obligations that Regulation X imposes on mortgage servicers. (June 2021)

      HUD Eviction Moratorium Flyers Available in Multiple Languages
      HUD’s Office of Public and Indian Housing (PIH) and Office of Multifamily Housing Programs (Multifamily) have each made resident-oriented flyers explaining the CARES Act eviction moratorium. PIH’s one-page flyer is available in 20 languages.

      Illinois

      Eviction Help Illinois
      Eviction Help Illinois provides free legal aid, mediation services, and connections to other resources including rental assistance to increase housing stability. Mediation is an opportunity for landlords and tenants to resolve issues the help of a knowledgeable and neutral person. (June 2021)

      Executive Order Expanding Moratorium on Evictions in Illinois
      In April 2020, Illinois Governor JB Pritzker took an important step to protect people against evictions by issuing a new Executive Order expanding the existing moratorium on law enforcement carrying out eviction and foreclosures, to also restrict the filing of eviction cases solely for nonpayment. Eviction cases can still be filed if the tenant poses a direct threat to the health and safety of other tenants, an immediate and severe risk to property, or a violation of any applicable building code, health ordinance, or similar regulation. The Executive Order does not relieve any individual or entity from the obligation to pay rent or comply with any other obligation they might have pursuant to a lease or rental agreement. Additional info explaining the Executive Order is available from Illinois Realtors here. The order has been re-issued in its entirety and extended repeatedly, but the state moratorium will be phased out in August 2021. (June 2021)

      Illinois Court System
      Includes information for Supreme Court, Appellate Court and county circuit courts.

      Illinois Courts Response to the CARES Act
      The Illinois courts declare compliance with the CARES Act when it comes to evictions.

      Illinois Legal Aid Online: Legal Issues During the Coronavirus Pandemic
      Legal resources related to housing, work, court proceedings, health care, public benefits, and more.

      Local

      Free Legal Help for Residents of Cook County
      If you are a resident of Cook County and are dealing with an eviction, unresolved debt, or unpaid mortgage or property taxes, you may be eligible for free legal help through Cook County Legal Aid and the Early Resolution Program (ERP). You do not need to have a case in court to be eligible for assistance.
      Call 855-956-5763 today to learn more and get help.

      Cook County Chief Judge Evans Extends Postponement of Most Court Cases
      Many criminal and civil cases in the Circuit Court of Cook County were initially postponed for a 30-day period; on March 30, Judge Evans extended this through May 18. An amendment on May 28 orders extensions into July and August. Emergency requests in civil matters will be permitted. No orders for an eviction or foreclosure will be entered during the 30-day period. Civil lawsuits may still be filed in person or via electronic filing.

      Cook County Sheriff’s Office Suspends Evictions Due To COVID-19
      The Cook County Sheriff’s Office suspended all court-ordered evictions for 30 days starting on March 14.

      Homeless Service Providers

      Homeless Service Providers

      National

      CDC Resources on Homelessness

      HUD Exchange: Disease Risks and Homelessness

      United States Interagency Council on Homelessness (USICH)

      National Alliance to End Homelessness COVID-19 Resources

      COVID-19: What Supportive Housing Providers Need to Know (CSH)

      Illinois

      Illinois Department of Human Services (IDHS) Message to Homeless Service Providers
      On March 20, IDHS announced that they will be making $6 million available for isolation housing for people experiencing homelessness through local CoCs, as well as increasing homeless service providers’ funding by 5% to increase capacity.

      Expansion of Services for Domestic Violence, Sexual Assault Survivors
      On April 2, the Illinois Department of Human Services announced a $1.2 million plan to increase the capacity of its statewide network of services for domestic violence and sexual assault survivors during the COVID-19 pandemic. The plan creates a one-stop access point for shelter needs.

      Local

      All Chicago Making Homelessness History
      Resources for Chicago homeless service providers. All Chicago will also be hosting weekly webinars to share information.

      Helping Homeowners & Renters

      General Resources for Homeowners & Renters

      National

      Federal Deposit Insurance Corporation (FDIC) COVID-19 Response

      Office of the Comptroller of the Currency (OCC) COVID-19 Response

      Federal Reserve System COVID-19 Response

      Consumer Financial Protection Bureau COVID-19 Response

      National Consumer Law Center: Major Consumer Protections in Response to COVID-19
      Updates on actions from Congress, governors, federal and state agencies, and businesses to protect consumers in light of the COVID-19 epidemic. Includes information on suspensions of foreclosures, evictions, and terminations of telecommunications and utility service, elimination of interest and forbearance on student loan payments, limits on debt collection, and more.

      Expansion of CRA Credit for Activities in Response to COVID-19
      Joint statement from the Federal Reserve System, FDIC, and the OCC providing guidance to financial institutions on receiving credit on their Community Reinvestment Act activities to low- and moderate-income people and communities affected by the coronavirus.

      HUD Waiver Suspending Face-to-Face Meeting Requirements with Default Mortgage Borrowers

      Federal Housing Administration Announces Additional COVID-19 Recovery Options for Homeowners
      Streamlined COVID-19 Recovery “waterfall” includes broader payment reductions for those most in danger of losing their homes due to COVID-19 financial hardships. (July 2021)

      Illinois

      Illinois Department of Insurance: Suspension of Cancellation, Non-renewal, and Premium Payment for Home and Other Insurance Policies
      Safeguards announced on April 3, 2020.

      State of Illinois Economic Assistance
      Information and updates on unemployment assistance, utility relief, food access, loans for small businesses, and the process of filing a federal waiver to expand Medicaid coverage.

      Telehealth Support for Housing Counselors in Illinois
      The Community Service Council, a member and Intermediary Affiliate of Housing Action Illinois, is offering professional clinical counseling to help housing counselors deal with anxiety, stress, and other related issues during this uncertain time. To make an appointment for a virtual session call (815) 886-5000.

      Local

      HIV Resource Hub + COVID-19 Financial Assistance
      The AIDS Foundation of Chicago and Center on Halsted can help with emergency financial assistance (rent, utility payments) for people who are living with HIV and who are HIV-negative and taking PrEP, as well as connect people with case management, medical care, food, and more.

      Rental Assistance

      National

      DontGetKickedOut.com
      This accessible, easily navigable site is intended to help renters facing eviction by helping them find out if their building is covered by the federal eviction moratorium, informing them about local eviction protections, and connecting them with local legal aid resources. It was developed by The Patriot Act with Hasan Minhaj after their episode on the current and looming eviction crisis.

      Illinois & Local

      See Emergency Rent & Mortgage Assistance section under “quick links to urgent resources” at top of this page.

      Mortgage Assistance

      National

      HUD Issues New CARES Act Mortgage Payment Relief for FHA Single Family Homeowners
      On April 1, HUD announced a tailored set of mortgage payment relief options for single family homeowners with FHA-insured mortgages who are experiencing financial hardship as a result of COVID-19.

      Fannie Mae and Freddie Mac Announcements and Resources in Response to COVID-19

      FHFA Announces Payment Deferral as New Repayment Option for Homeowners in COVID-19 Forbearance Plans
      This payment deferral option allows borrowers, who are able to return to making their normal monthly mortgage payment, the ability to repay their missed payments at the time the home is sold, refinanced, or at maturity.

      The FHFA has extended multifamily forbearance through September 30, 2021.

      The Urban Institute: Homeowners’ Guide to Mortgage Solutions During the COVID-19 Pandemic
      Homeowners who are experiencing financial hardship or a loss of income due to COVID-19 may be eligible for temporary mortgage payment relief. This guide explains what assistance is available and how to obtain it.

      Illinois

      IDFPR Guidance for Banks and Financial Institutions
      The Illinois Department of Financial and Professional Regulation announced a series of actions on March 30 to ensure the protection of Illinoisans in many areas of consumer borrowing, servicing, and collections. The Department is urging all mortgage servicers to defer mortgage payments for 90 days for those who are suffering hardship as a result of the COVID-19 pandemic.

      See above info on currently available emergency rental and mortgage assistance.

      Utility Assistance

      Illinois

      COVID-19 Protections for Large Utility Customers from Illinois Attorney General
      Breakdown of the COVID-19 protections that apply to electric customers of Commonwealth Edison (ComEd) and Ameren Illinois; gas customers of Ameren Illinois, Nicor Gas, North Shore Gas, and Peoples Gas; and water customers of Aqua Illinois, Illinois American Water, and Utilities Services of Illinois.

      COVID-19 Protections for Small Utility Customers from Illinois Attorney General
      Breakdown of the COVID-19 protections that apply to customers of the following small, regulated utility service providers: Consumers Gas. Co., Illinois Gas Co., Liberty Utilities Corp., MidAmerican Energy Co., and Mt. Carmel Public Utility Co.

      Local

      Attorney General Raoul Reminds Illinois Residents of Winter Moratorium on Utility Shut-Offs
      Chicago — Attorney General Kwame Raoul today urged Illinois utility customers to be aware that state-regulated electric and natural gas utilities are prohibited from shutting off power and gas for customers under state law through the winter. All customers, regardless of financial situations cannot be disconnected through March 31, 2021 to protect the public during the cold winter months. Even with the moratorium, Raoul encourages residents who are behind on their bills to contact their utilities to learn about assistance options.

      City of Chicago Utility Billing Relief Program
      In partnership with the Community and Economic Development Association of Cook County (CEDA), the City of Chicago is launching the Utility Billing Relief Program, intended to make water, sewer, and water-sewer tax bills more affordable for qualifying Chicago residents.

      Banks & Financial Institutions

      American Bankers Association: Bank Responses to COVID-19
      An alphabetical list of publicly announced steps banks of all sizes have taken to respond to the crisis.

      Illinois Credit Union League: COVID-19 Best Practices

      Housing Providers & Managers

      National

      HUD’s FHA Office of Multifamily Housing Programs – COVID-19 Guidance

      The Public Housing Authorities Directors Association
      Includes links to local housing authorities’ contingency plans, policies and procedures, and other outreach in their response to the COVID-19 outbreak.

      National Apartment Association Coronavirus Guidance

      National Multifamily Housing Council Coronavirus Preparedness for Apartment Firms

      Institute of Real Estate Management COVID-19 Resources

      LeadingAge Coronavirus Resources
      Guidance and tools for aging services providers, including staffing resources, media tools, and more.

      Illinois

      Illinois Realtors COVID-19 Resources
      Guidance for realtors on open houses, showings, unemployment, property management, and more.

      DCEO: Phase 3 Recovery Guidance for Real Estate Licensees and Consumers
      Guidance for realtors on open houses and showings under Phase 3 (Recovery) of the “Restore Illinois” plan.

      Illinois Housing Council
      COVID-19 resources for affordable housing developers based in Illinois.

      Nonprofit Operations & Funding

      CARES Act Funding for Nonprofits
      Through the CARES Act, organizations with 500 or fewer employees were eligible for Paycheck Protection Program loans to meet payroll and associated costs such as health insurance premiums, facilities costs, and debt service. Some loans will qualify for loan forgiveness.

      Enterprise: Resilient Futures Resources
      This collection of resources is intended to support housing nonprofits as they navigate and recover from the COVID-19 public health crisis.

      Illinois & Local

      Available COVID-19 Response Funds in Illinois
      In order to support both donors and nonprofits, Forefront has compiled a list of emergency funds and other collective actions that have been created across the state in response to the COVID-19 outbreak. In addition to statewide support, this list includes local emergency funds for Champaign, Chicagoland, Decatur, DuPage County, Evanston, Fox Valley, Freeport, Grundy County, Kankakee, Knox and Warren County, Lake County, McHenry County, Morton Oak Park-River Forest, Quad Cities, Quincy, Springfield, and Will County.

      Chicagoland COVID-19 Community Development Resource Guide
      The Chicago Community Loan Fund and Project Forward created this curated guide of resources to help nonprofits, arts and recreational organizations, small-scale real estate firms, social enterprises, worker and food cooperatives, community retailers and other small businesses navigate the myriad grants, loans and other resources available from public and private sources in response to COVID-19

      Immigrant Rights & Resources

      National

      Protecting Immigrant Families Coalition
      On March 13, USCIS announced that COVID-19 testing, prevention, or treatment would NOT be used against immigrants in a public charge test. This means that immigrant families should seek the care they need during this difficult time.

      American Public Health Association
      Fact sheets in various languages (English, Spanish, French and Chinese) on how to protect yourself from COVID-19.

      FAQ on CARES Act and Immigrants from NLIHC, NHLP, and NILC
      Information about immigrants’ eligibility for various housing and financial assistance programs in addition to implications for public charge determinations.

      NHLP Memo on Eligibility Based on Immigration Status
      This National Housing Law Project  memo explains undocumented immigrant eligibility for services funded by ESG, CDBG, HOME, and FEMA.

      Illinois

      Illinois Coalition for Immigrant and Refugee Rights (ICIRR) Community Resources

      Protecting Immigrant Families – Illinois
      PIF-IL has developed guidance in English and in Spanish to help enrollment assisters answer questions community members may have about possible public charge consequences due to accessing specific public benefits and programs during the COVID-19 crisis.

      Local

      Chicago Executive Order to Protect Immigrant and Refugee Communities During COVID-19
      On April 7, Chicago Mayor Lori Lightfoot signed an executive order explicitly ensuring that all benefits, opportunities, and services provided or administered by the City of Chicago are accessible to all residents, regardless of birth country or current citizenship status.

      Did you find these resources helpful?

       

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