COVID-19 Resources Related to Housing & Homelessness

 

Housing Action will make daily updates with new resources as they become available. If you need housing or homelessness assistance for yourself or someone you know, please refer to our Get Help with Housing resources.

Learn more about our recent federal and state advocacy work to support people facing housing instability during the pandemic.

General Housing and Human Services Resources

National
United States Department of Housing and Urban Development (HUD): COVID-19 Resources

HUD Exchange
An online platform for providing program information, guidance, services, and tools to HUD’s community partners.

National Low Income Housing Coalition: COVID-19 Resources
Information on how advocates and government around the country are responding, as well as impact on people experiencing homelessness and low-income households. NLIHC’s Disaster Housing Recovery Coalition is hosting weekly webinars on Coronavirus and Homelessness/Housing on Mondays at 1:30 pm CST.

Illinois
Illinois Department of Human Services (IDHS)

Legal Resources, Including Evictions and Foreclosures

National
National Housing Law Project: Renter and Homeowner Rights During COVID-19 (Added on March 25)
Resources for attorneys, advocates, policymakers, and others supporting renters and homeowners during the COVID-19 national public health crisis. 

Federal Housing Finance Agency Suspends Foreclosures and Evictions for Enterprise-Backed Mortgages
The FHFA has directed Fannie Mae and Freddie Mac (the Enterprises) to suspend foreclosures and evictions for at least 60 days. The foreclosure and eviction suspension applies to homeowners with an Enterprise-backed single-family mortgage.

FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties
On March 23, the the Federal Housing Finance Agency (FHFA) is announced that Fannie Mae and Freddie Mac will offer multifamily property owners mortgage forbearance with the condition that they suspend all evictions for renters unable to pay rent due to the impact of coronavirus. 

Illinois
Illinois Court System
The Illinois Judicial Branch continues to monitor the spread of COVID-19. Includes information for Supreme Court, Appellate Court and county circuit courts.

Illinois Legal Aid Online: Legal Issues During the Coronavirus Pandemic (Updated on April 2)
Legal resources related to housing, work, court proceedings, health care, public benefits, and more.

Rentals, Foreclosures, and Bankruptcy Court in the Time of COVID-19 Webinar: On March 27, Housing Action Illinois facilitated a webinar with Legal Aid Chicago and the Lawyers’ Committee for Better Housing on rentals, foreclosures, and bankruptcy court during the novel coronavirus pandemic. The webinar recording can be viewed here; you can also download presentation slides on Resources for Homeowners and Resources for Renters and download the handouts.

Local
Cook County Chief Judge Evans Extends Postponement of Most Court Cases (Updated on March 31)
Many criminal and civil cases in the Circuit Court of Cook County were initially postponed for a 30-day period starting Tuesday, March 17 due to the spread of the coronavirus. On March 30, Judge Evans extended this through May 18. Emergency requests in civil matters will be permitted. No orders for an eviction or foreclosure will be entered during the 30-day period. Civil lawsuits may still be filed in person or via electronic filing.

Cook County Sheriff’s Office Suspends Jail Visits, Evictions Due To COVID-19
The Cook County Sheriff’s Office has suspended all court-ordered evictions for 30 days starting on March 14.

Homeless Service Providers

National
CDC Interim Guidance for Homelessness Service Providers
Guidance intended to support response planning by homeless service providers, including overnight emergency shelters, day shelters, and meal service providers. Includes recommendation against clearing encampments.

HUD Exchange: Disease Risks and Homelessness
Including COVID-19 infectious disease prevention and response.

United States Interagency Council on Homelessness (USICH)
Resources include community planning and preparedness, funding, community examples and more.

National Alliance to End Homelessness
Resources for homeless service delivery systems to respond to coronavirus outbreak.

COVID-19: What Supportive Housing Providers Need to Know (CSH)
Information on how supportive housing providers can prepare their staff, residents, and agencies for the coronavirus.

Illinois
Illinois Department of Human Services (IDHS) Message to Homeless Service Providers
On March 20, IDHS announced that they will be making $6 million available for isolation housing for people experiencing homelessness through local CoCs, as well as increasing homeless service providers’ funding by 5% to increase capacity.

Pritzker Administration Expanding Available Services for Domestic Violence, Sexual Assault Survivors (Updated on April 2)
On April 2, the Illinois Department of Human Services announced a $1.2 million plan to increase the capacity of its statewide network of services for domestic violence and sexual assault survivors during the COVID-19 pandemic. The plan expands the role of the Domestic Violence Helpline by creating a one-stop access point for shelter needs. 

Local
Chicago COVID-19 Homeless System Agency Emergency Fund (Updated on March 30)
All Chicago announced this new fund on March 27; it will provide unrestricted and flexible emergency financial assistance to homeless service agencies as they respond to the COVID-19 crisis. The fund will make grants on a rolling basis via multiple application rounds. The first deadline is April 3.

All Chicago Making Homelessness History
Resources for Chicago homeless service providers. All Chicago will also be hosting weekly webinars to share information.

Helping Homeowners & Renters

National
Federal Deposit Insurance Corporation (FDIC)
The FDIC is working with federal and state banking agencies, as well as, financial institutions to consider all reasonable and prudent steps to assist customers in communities affected by COVID-19.

Office of the Comptroller of the Currency (OCC)
The OCC is working cooperatively with all state and federal banking agencies and other organizations to regulated institutions and their customers in managing the impact of the outbreak.

Federal Reserve System
The Federal Reserve System is the central bank of the United States. Link to COVID-19 resources.

Consumer Financial Protection Bureau
Information on protecting consumer finances.

National Consumer Law Center: Major Consumer Protections Announced in Response to COVID-19 (Added on April 1)
Updates on actions from Congress, governors, federal and state agencies, and businesses to protect consumers in light of the COVID-19 epidemic. Includes information on suspensions of foreclosures, evictions, and terminations of telecommunications and utility service, elimination of interest and forbearance on student loan payments, limits on debt collection, and more.

Expansion of CRA Credit for Activities in Respond to COVID-19
Joint statement from the Federal Reserve System, FDIC, and the OCC providing guidance to financial institutions on how they can receive credit on their Community Reinvestment Act (CRA) activities to low- and moderate-income people and communities affected by the coronavirus.

HUD Waiver Suspending Face-to-Face Meeting Requirements with Default Mortgage Borrowers
Link downloads temporary, partial waiver of 24CFR§203.604 Servicing Responsibilities, Contact with the Mortgagor.

Illinois
State of Illinois Economic Assistance
Information and updates on unemployment assistance, utility relief, food access, loans for small businesses, and the process of filing a federal waiver to expand Medicaid coverage.

Local
City of Chicago: COVID-19 Housing Assistance Grant (Updated on March 30)
Application for emergency housing assistance from the City of Chicago. Up to $1,000 in rent/mortgage assistance for 2,000 eligible households. Deadline to apply was April 1.

Rental Assistance

Local
Chicago Housing Authority Announces Rent Deferment for Residents (Updated on April 2)
The Chicago Housing Authority (CHA) has announced that residents of CHA-owned buildings can wait to pay rent until after the statewide Stay at Home order is lifted on May 1. CHA will not issue any late rent notices during this period and does not charge late fees for overdue rent. While the deferral does not apply to voucher holders in privately-owned housing, CHA will reach out to landlords in the Housing Choice Voucher program to urge them to work with their tenants during this uncertain time.

Mortgage Assistance

National
Fannie Mae and Freddie Mac Announcements and Resources in Response to COVID-19 (Updated on March 31)
The Federal Housing Finance Agency is compiling the most recent updates from and steps taken by Fannie Mae, Freddie Mac (the Enterprises), and the Federal Home Loan Banks to help those impacted by the coronavirus.

Illinois
Illinois Department of Financial and Professional Regulation (IDFPR) Guidance for Banks and Financial Institutions (Added on March 31)
IDFPR announced a series of actions on March 30 to ensure the protection of Illinoisans in many areas of consumer borrowing, servicing, and collections. The Department is urging all mortgage servicers to defer mortgage payments for 90 days for those who are suffering hardship as a result of the COVID-19 pandemic

Banks & Financial Institutions

American Bankers Association: Bank Responses to COVID-19 (Added on March 30)
An alphabetical list of publicly announced steps banks of all sizes have taken to respond to the crisis.

Illinois Credit Union League: COVID-19 Best Practices (Added on March 30)

Utility Assistance

Illinois Commerce Commission
ICC has ordered all public gas, electricity, water and sewage utilities in the state of Illinois to cease disconnections and waive late fees until May 1, or until the state of emergency is lifted.  This order does not apply to municipal-owned utilities or cooperatives, but several of those have decided to institute similar policies. Find a list of non-municipal Illinois utilities here.

AT&T
Comcast/Xfinity
ComEd
Nicor Gas

Housing Providers and Managers

National
The Public Housing Authorities Directors Association (PHADA)
Includes links to local housing authorities’ contingency plans, policies and procedures, and other outreach in their response to the COVID-19 outbreak.

National Apartment Association
Guidance for dealing with the coronavirus for property management.

National Multifamily Housing Council
Coronavirus preparedness for apartment firms.

Institute of Real Estate Management
IREM statement and resources on COVID-19 for property and asset managers.

Illinois
Illinois Housing Council
COVID-19 resources for affordable housing developers based in Illinois.

Nonprofit Operations & Funding

National
CARES Act Funding for Nonprofits (Added on April 1)
Through the new federal Coronavirus Aid, Relief, and Economic Security Act (CARES Act), organizations with 500 or fewer employees will be eligible for loans to meet payroll and associated costs such as health insurance premiums, facilities costs, and debt service. Some loans will qualify for loan forgiveness. The application is expected to be made public on April 3.

Illinois
Illinois COVID-19 Response Fund (Added on March 26)
The United Way of Illinois and the Alliance of Illinois Community Foundations, in collaboration with the Office of Governor JB Pritzker, established this fund to disburse grants to nonprofit organizations across the state serving individuals, families and communities hit hardest by the COVID-19 pandemic.

Forefront: COVID-19 Response Funds in Illinois (Added on March 25)
Forefront has compiled a list of emergency funds and other collective actions that have been created across Illinois in response to the COVID-19 outbreak.

COVID-19 DD Relief Fund (Added on March 27)
The Arc of Illinois, in partnership with the Illinois Council on Developmental Disabilities, providing funds to assist providers in filling gaps in services that people with developmental disabilities and families are experiencing due to the COVID-19 pandemic.

Local
Chicago Community COVID-19 Response Fund
In collaboration with the City of Chicago, The Chicago Community Trust and United Way of Metro Chicago launched this initiative to unite funds raised by philanthropies, corporations and individuals to be disbursed to nonprofit organizations across the region.

COVID-19 Response Fund for the Greater Capital Region of Illinois
Hosted by the Community Foundation for the Land of Lincoln in partnership with United Way of Central Illinois, who have seeded the fund with $50,000, the COVID-19 Response Fund will provide resources to local nonprofit organizations in response to coronavirus in our region.

Immigrants

National
Protecting Immigrant Families Coalition
On March 13, USCIS announced that COVID-19 testing, prevention, or treatment would NOT be used against immigrants in a public charge test. This means that immigrant families should seek the care they need during this difficult time.

American Public Health Assocation
Fact sheets in various languages (English, Spanish, French and Chinese) on how to protect yourself from COVID-19.

COVID-19 Resources in Multiple Languages from World Relief DuPage/Aurora
Coronavirus information in other languages (not Illinois specific) listed by source and then alphabetically by language, starting with English.

Illinois
Illinois Coalition for Immigrant and Refugee Rights (ICIRR) (Added on April 1)
Community resources for immigrant families.

United States Census 2020

United States Census Bureau (Updated on March 30)
The 2020 Census is underway and households across America are responding every day. In light of the COVID-19 outbreak, the U.S. Census Bureau has adjusted operations to protect the health and safety of employees and the public and has revised the schedule for operations.

2020census.gov
Provides link to the respond to the 2020 Census, as well as additional information and resources.

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