Publications

Housing Action Illinois publishes research and analysis on issues related to affordable housing. Learn more about our policy advocacy, education, and organizing »

Out of Reach: The High Cost of Housing
June 2017

In order to afford a modest, two-bedroom apartment in Illinois, renters need to earn $20.87 per hour. This is Illinois’ 2017 Housing Wage, revealed in Out of Reach 2017, a report jointly released in Illinois by Chicago-based Housing Action Illinois and the DC-based National Low Income Housing Coalition.

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Without a State Budget the Affordable Housing Needs of More than 172,000 People Will Be Needlessly UmmetWithout a State Budget the Affordable Housing Needs of More Than 172,000 People Will Be Needlessly Unmet
December 2015

As the state budget impasse nears its six-month mark, the State of Illinois has accumulated $107.8 million in 7 dedicated funds to create affordable housing and end homelessness. However, these funds—such as the Illinois Affordable Housing Trust Fund and federal HOME Investment Partnerships Program funds—cannot be spent without approval by the General Assembly and Illinois Governor Bruce Rauner. These 7 dedicated funds—6 state funds and one federal fund—have their own revenue sources and are separate and apart from General Revenue Funds (GRF) collected from income taxes and other revenue sources. Spending these dedicated funds would not increase the state budget deficit. Based on the budget passed by the General Assembly in May 2015, the report estimates that resources from these dedicated funds and a small amount of GRF could fund programs serving the affordable housing needs of 172,350 people and provide funding for 14,640 units of affordable housing.

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report_nov2015Not Even A Place In Line for Illinois Families Who Need Affordable Housing
November 2015

Seventy-two percent of waiting lists for Housing Choice Vouchers in Illinois are closed, according to a report released today by Housing Action Illinois and the Social IMPACT Research Center at Heartland Alliance. The 51 public housing authorities (PHAs) with closed waiting lists administer 95 percent of the vouchers available in the state. Closed waiting lists mean that people in need of affordable rental housing in most every part of Illinois do not have the opportunity to even get in line to secure a federally funded subsidy that would alleviate their poverty and put their household in a better position to thrive. The last time this information was collected in 2007, the number of PHAs with closed voucher waiting lists was significantly lower—only 56 percent of all PHAs with a voucher program.

Download the report »State Budget Impasse is Causing Homelessness in IllinoisSurvey Results: The State Budget Impasse Is Causing Homelessness in Illinois
Advocates Call for a Responsible Budget with Adequate Revenue
September 2015

A survey of state-funded homeless service providers found that the state budget impasse has forced, or will soon force, almost all of these nonprofit agencies—90%—to deny assistance to people at-risk of or experiencing homelessness. Agencies are having to deny assistance by taking one or more of the following actions: limiting intake of new clients; reducing or eliminating services for current clients; staff layoffs, implementing furlough days or reduced work hours for staff; eliminating programs; and/or closing sites.

Download the report »Another Hole Appears in the Safety Net for People Experiencing HomelessnessAnother Hole Appears in Safety Net for People Experiencing Homelessness
Survey Shows Funds for Homelessness Prevention Not Available This Winter in Half of Illinois Communities
November 2011

Agencies that administer homeless prevention grants across Illinois report that 55% of them will run out of funds by Dec. 31, leaving no help for families facing homelessness, according to a statewide survey released Monday.

Download the report »Moving or Moving UpMoving or Moving Up?: Understanding Residential Mobility for Housing Choice Voucher Families in Illinois
April 2011

There has been a longstanding belief by communities outside of Chicago that scores of voucher holders from Chicago – particularly former residents of Chicago’s public housing – moved into their communities since the Chicago Housing Authority began demolishing buildings in 2000. Data from 2000 – 2007, which covers the majority of the time when CHA high rises were being demolished, shows Chicago voucher holders representing a small percentage of the ports into most jurisdictions during this 8 year period.

Download the report »report_nov2010Mortgage Loan Servicers Need To Be Held Accountable: Data in New Report Demonstrates that Homeowners Wait Far Too Long for Loan Modifications
November 2010

A new report released today by Housing Action Illinois provides additional evidence to support the position that mortgage loan servicers in the Chicago metropolitan area are not agreeing to affordable loan modifications for the great majority of homeowners facing foreclosure and are not committing sufficient resources to respond to homeowners in an accurate and timely manner as required by the directives for the Home Affordable Modification (HAMP) program and other federal loan modification programs. The report was completed as part of Housing Action Illinois’ Servicer Accountability Initiative (SAI), which collected data on cases from 661 individual homeowners working with one of ten HUD-certified counseling agencies in the Chicago metro area between December 2009 and September 2010.

Download the report »More Budget Cuts and Delayed Payments Will Increase Homelessness in IllinoisMore Budget Cuts and Delayed Payments Will Increase Homelessness in Illinois
March 2010

Four advocacy groups working to create affordable housing and end homelessness released a report today demonstrating that unless the State of Illinois passes comprehensive tax reform even more people will lose their housing and become homeless. The report was based on a survey of state-funded providers of homelessness prevention funds, emergency shelter, homeless youth programs, transitional housing and permanent supportive housing.

Download the report »Are We Home YetCHA Voucher Holders Continue to Be Concentrated in Segregated, Poor Chicago Communities
February 2010

A report issued today, Are We Home Yet? Creating Real Choice for Housing Choice Voucher Families in Chicago finds that the majority of the Chicago Housing Authority’s 35,000 Housing Choice Voucher households reside in predominately African-American, high poverty neighborhoods within the City of Chicago, and that more voucher families are now concentrated in these types of communities than ten years ago.

Download the report »From the Front Lines of ForeclosureFrom the Front Lines of Foreclosure, Counseling Agencies Struggle to Meet Demand: Suburban homeowners less likely to receive foreclosure counseling
July 2009

Housing counselors are struggling to keep up with strong demand for foreclosure prevention services, while some communities lack counseling resources all together, according to a new report by Housing Action Illinois, a counseling advocate, and Woodstock Institute. The report, entitled On the Foreclosure Front Lines: Surveying the Capacity of HUD-Certified Housing Counseling Agencies in Illinois, finds that much of South Suburban Cook County, McHenry County, and parts of Northwest Will County have startling gaps in counseling services. Even in areas where several agencies actively provide foreclosure prevention counseling, four out of every five new foreclosure cases in 2008 did not access counseling services.

Download the report »Use of Homeless Shelters in Illinois Significantly Increased in Second Half of 2008Use of Homeless Shelters in Illinois Significantly Increased During Second Half of 2008
January 2009

Homeless service providers in Illinois saw a marked increase in the need for their services during the last six months of 2008. This is a trend that is likely to continue as long as the economy continues to worsen. During December 2008, 71% of state-funded providers of overnight and transitional shelter reported serving an increased number of people experiencing homelessness compared to six months previous. According to the report released by Housing Action Illinois, more than one-third, 35%, of agencies reported an increase of more than 10%.

Download the report »Mortgage Loan Servicers Need to Be Held AccountableLoan Servicers Rarely Offer Relief to Illinois Homeowners Facing Foreclosure: Federal Moratorium on Foreclosures and Mandate to Modify Loans Needed
December 2008

Even as the number of home foreclosures continues to increase, 75% of loan servicers rarely agree to workout plans that allow homeowners in Illinois to maintain their homes. These survey findings, reported in Who’s Serving Whom? Analyzing The Frequency Of Loan Servicer Modifications, provide evidence to support federal legislation to systematically and automatically modify loan terms, a temporary federal moratorium on home foreclosures until such legislation becomes law, and other measures. Housing Action Illinois conducted a survey of HUD-certified housing counseling agencies in September 2008 to determine how often specific loan servicers offered workout plans to homeowners in order to avoid foreclosure.

Download the report »Illinois Housing Action Illinois Briefing Book 2008Briefing Book Calls for Affordable Housing in Capital Budget
February 2008

At the state capital yesterday, a briefing book for state legislators was released, calling for the inclusion of affordable housing funding in the state’s capital budget.

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Housing Oak Park Report 2007Housing Oak Park Identifies Plan for Residents, Village, to Get Involved in Affordable Housing
November 2007

Housing Oak Park has recently released a compilation of resources and recommendations to maintain the inclusive nature of Oak Park. Accessible for both concerned citizens and government officials.

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Kane County Housing Action Coalition Report on Affordable HousingKane County Housing Action Coalition Report on Affordable Housing in Kane County, Illinois
November 2007

Prepared by the Kane County Housing Action Coalition in association with Housing Action Illinois, this report was created to assess the current state of affordable housing in Kane County, Illinois.

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Dekalb Workforce Housing Report 2007DeKalb County Housing Action Coalition Report on Workforce Housing in DeKalb County, Illinois
Novmeber 2007

Prepared by the DeKalb County Housing Action Coalition, this report focuses on whether the future workforce in the county will be able to find housing while paying less than the recommended level of 30% of their budget.

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IHARP report on housing for people with disabilities in IllinoisIHARP Report on Locating Affordable and Accessible Housing for People with Disabilities in Illinois
May 2007

The Illinois Assisted Housing Action Research Project (IHARP) is an assisted housing database project for Chicago and the state of Illinois. This IHARP report examines accessible and adaptable affordable housing options for persons with disabilities in Illinois. Unlike past IHARP reports that focused on a particular program, we are looking at all subsidized housing programs in Illinois to get a better understanding of what exists, where it is located and to whom it is available.

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Housing Counselors Report on HB4050Housing Counselors Report That HB 4050 Helped Borrowers Understand Unaffordable and Misleading Loans
April 2007

11 HUD-certified Counseling Agencies that participated in the HB 4050 Predatory Lending Database (‘PLD’) Pilot Program released a report on the services they provided under the Pilot Program.  The report finds that many borrowers did not understand the terms of the loans that they were getting and that loan terms were often unaffordable and misleading for borrowers.

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Insecure in Your Own Home 2006Insecure in Your Own Home: What It Means to Rent in Illinois
January 2006

Lockouts, forcible entry, and security deposit disputes are common occurrences for Illinois renters, according to a new report called “Insecure in Your Own Home: What It Means to Rent in Illinois,” released by the Illinois Tenants Rights Working Group. The report calls attention to the experiences of statewide survey respondents who lack the basic consumer protections for safe, stable, and secure housing.

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IHARP Report on HOMEIHARP Report on HOME Program
November 2004

The Illinois Assisted Housing Research Project (IHARP) released a report evaluating the federal HOME Housing Investment Partnerships (HOME) Program, the most important source of federal funds cities and counties have at their disposal to improve local housing conditions.

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Past IHARP Reports at Voorhees CenterPast IHARP Reports »

More information about the Illinois Assisted Housing Research Project (IHARP) and past reports are available at the website of the Nathalie P. Voorhees Center for Neighborhood and Community Improvement.